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About Us

Joe Pearson (AKA: Joe Medicare) is an independent insurance broker. He works with people that are going on, or already on, Medicare and works diligently comparing the various plan options, whether it is Medicare Supplement Part D or Medicare Advantage plans.

Joe’s agency works with the leading insurance carriers to find the right fit for each client. His position as an independent broker and experience specializing in this field gives him the unique ability to help others choose the options that best fits their individual needs.

Unlike a captive or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is.

When it comes to something as important as insurance, it’s imperative that you work with an agency that has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.

An Independent Advantage

We are Independent Agents in Somerset, New Jersey, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Joe Medicare represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews

5 Stars!

Jean D

I definitely recommend Joe Pearson for your Medicare needs

Lorraine S

I appreciated Joe's help in explaining all about the health care plans

Mary E R

Joe Pearson was a fantastic help to me as I am new to Medicare

Melissa A

Joe answered all my questions

Robert R
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